At Clearpath Specialty, our goal is to provide the best value in Workers' Compensation to the employers we serve.

At the Accident Scene

First Aid Only

If the injury requires first aid only:

  1. Instruct a qualified person to administer appropriate first aid immediately.
  2. Complete and submit the Report of Injury.
  3. Determine the cause of the accident and obtain names of all witnesses.
  4. Think about and apply corrective measures to prevent future recurrences of the accident.

Note: If you have any questions or doubts about the seriousness of the injury, always treat it as one requiring a physician's treatment.

Physician Treatment Required

If the injury requires physician treatment:

  1. Seek prompt medical attention by taking the injured employee to a physician or to the nearest emergency facility if warranted.
  2. Complete and submit the Report of Injury.
  3. Determine the cause of the accident and obtain names of all witnesses.
  4. Think about and apply corrective measures to prevent future recurrences of the accident.
  5. If a serious injury occurs and equipment is involved, do not move the equipment if it can be left at the scene of the accident. Additional investigation may be necessary. Take a picture of the equipment. Get the brand and model of the equipment, serial number, and any maintenance records. Contact the Clearpath Specialty Claims Department for further instructions.

Report an Injury

Complete and Submit a Report of Injury:

Your Responsibilities When a Loss Occurs

  • Give prompt notice of a loss to Clearpath Specialty or your agent. REPORT AN INJURY
  • Notify the police if a law may have been broken.
  • Provide us with records and documents we request during a claim investigation and permit us to make copies.
  • If requested, submit to an examination under oath and/or submit a sworn statement of loss that sets forth your knowledge of the loss details.
  • Cooperate with us in the investigation or settlement of the claim.

Customer Portal

Clearpath Specialty, a Member of Harford Mutual Insurance Group offers a secure online Customer Portal powered by Paymentus.

  • Make a Payment
  • Access 24/7/365
  • Manage and pay multiple policies and accounts in one place
  • Use for one-time payments or set up a profile for easy billing and payment management
  • Set up and store multiple payment methods in your online “wallet”
  • Available Pay Plans

All billing service questions should be directed to the Accounting Department at Harford Mutual Insurance Group.

Monday -Thursday 8:30 a.m. to 4:30 p.m. and Fridays 8:30 a.m. to 3:30 p.m. (EST)

800-638-3669 (Toll-Free) OR Billing@HM1842.com

Additional payment options can be found here.